================================================================================ CORNERSTONE — END USER LICENSE AGREEMENT (EULA) ================================================================================ Product: Cornerstone SaaS Boilerplate Licensor: Skiz Creations, a business registered in the Republic of Lebanon, which offers the Product under the "Cornerstone" brand ("Licensor," "we," "us," "our") Notices / Contact: contact@saascornerstone.com Version: 1.2 — Last updated: 7 October 2026 -------------------------------------------------------------------------------- IMPORTANT — READ CAREFULLY BEFORE PURCHASING, DOWNLOADING, CLONING, ACCESSING, OR USING THE PRODUCT -------------------------------------------------------------------------------- This End User License Agreement (the "Agreement") is a binding legal contract between you (together with the entity you represent, the "Licensee," "you," "your") and the Licensor. By purchasing, paying for, downloading, cloning, copying, accessing, installing, or using the Product, or by clicking "I accept" (or any similar control), you agree to be bound by this Agreement in its entirety. If you do not agree, do not purchase, download, access, or use the Product. You represent that you are at least 18 years old, that you have full authority to enter into this Agreement (including on behalf of any entity you represent), and that you are acquiring the Product for purposes relating to your trade, business, craft, or profession and not as a consumer. To the maximum extent permitted by applicable law, you waive any rights or protections that apply only to consumers. -------------------------------------------------------------------------------- 1. DEFINITIONS -------------- 1.1 "Product" or "Cornerstone" means the Cornerstone SaaS boilerplate software product licensed under this Agreement, in any form (including the Source Code), together with its Documentation and any Updates made available for the Licensed Major Version. 1.2 "Source Code" means the human-readable source code, configuration, schemas, scripts, assets, and related files comprising the Product. 1.3 "Documentation" means any installation guides, tutorials, information materials, demo materials, and other documentation provided with or for the Product. Documentation is provided for information only and does not constitute professional, legal, security, or financial advice. 1.4 "Update" means any patch, bug fix, modification, enhancement, improvement, or new release that the Licensor, in its sole discretion, makes available within the same Licensed Major Version. 1.5 "Major Version" means a numbered major release of the Product (for example, Cornerstone 1.x). Each Major Version is a separate and distinct product. The version licensed to you at the time of your Purchase is the "Licensed Major Version." 1.6 "Project" means any software application that the Licensee develops using, incorporating, or derived from the Product. 1.7 "End Application" means a Project in deployed, hosted, compiled, or otherwise operational form that is made available to, or operated for, End Users or Clients. 1.8 "Client" means a third party for whom the Licensee develops or operates an End Application. 1.9 "End User" means any person or entity that accesses or uses an End Application. 1.10 "Authorized Account" means the single email address used to complete the Purchase, through which access to the Product is provisioned. The Authorized Account for this license is the email address that paid for the Product. 1.11 "Purchase" means the one-time payment of the Fee for a license to the Product. 1.12 "Intellectual Property Rights" means all patents, copyrights, database rights, trade secrets, trademarks, moral rights, and all other intellectual or industrial property rights worldwide, whether registered or unregistered. -------------------------------------------------------------------------------- 2. LICENSE GRANT ---------------- 2.1 Grant. Subject to your continuous compliance with this Agreement and your payment of the Fee in full, the Licensor grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable, worldwide license, for the Licensed Major Version only, to: (a) access the Source Code through the single Authorized Account; (b) install and use the Product internally to develop an unlimited number of Projects; and (c) deploy, operate, and commercially exploit End Applications built from those Projects, including delivering End Applications to Clients on a white-labeled basis, in each case strictly in accordance with Sections 3, 4, and 5. 2.2 One license = one purchasing entity = one Authorized Account. A single Purchase licenses one (1) Licensee, with access provisioned to one (1) Authorized Account (email). The Licensee may permit its own employees and individual contractors to use the Product solely to build the Licensee's Projects, provided the Licensee remains fully responsible for their acts and omissions and provided the access credentials are not shared, pooled, resold, or used by or for any separate entity. Each separate person or entity that wishes to use the Product as a development foundation must obtain its own license. 2.3 License, not sale. The Product is licensed, not sold. You acquire no ownership interest of any kind in the Product. All rights not expressly granted in this Agreement are reserved exclusively to the Licensor. 2.4 No technical lock. The Product is delivered as Source Code without any technical activation or copy-protection. The absence of a technical lock does not enlarge the rights granted, does not waive any restriction, and does not authorize any use beyond what is expressly permitted by this Agreement. -------------------------------------------------------------------------------- 3. VERSION SCOPE AND "LIFETIME" UPDATES --------------------------------------- 3.1 "Lifetime" means the lifetime of the Licensed Major Version — not the lifetime of the Licensee. Your license and any "lifetime updates" entitlement extend only to the Licensed Major Version. They are perpetual for that Major Version only and are not time-limited within it. 3.2 Future versions and successor products require a new Purchase. Any future or successor offering of the Product — whether released as a new Major Version (for example, Cornerstone 2.x, 3.x, and onward) or as a separately named or branded product (for example, "Cornerstone X" or any other edition, successor, or follow-on product), and regardless of its similarity to the Product — is a separate product, is not included in or covered by your license or any "lifetime updates" entitlement, and requires a separate Purchase at the then-current price and terms. You have no right, option, discount, credit, or expectation with respect to any such future version or successor product. The Licensor has sole discretion to determine what constitutes an Update to the Licensed Major Version versus a separate product. 3.3 Scope of the updates entitlement. During the lifetime of the Licensed Major Version, the Licensor will make available to you, at no additional charge, those Updates it elects to release for that Major Version. The Licensor does not, however, guarantee any particular Update, feature, fix, or roadmap, gives no delivery timeline, and may modify, deprecate, discontinue, or cease distribution of any version of the Product at any time, for any reason, without liability to you. Future versions and successor products are governed by Section 3.2. 3.4 No service levels. Updates and Documentation are provided "as and if available," with no service-level commitment, uptime guarantee, or delivery timeline of any kind. 3.5 Support. The Licensor will provide reasonable-effort email support for the Licensed Major Version at contact@saascornerstone.com. Support is provided on an "as available" basis, without any guaranteed response time or service level, and may be modified or discontinued at any time. -------------------------------------------------------------------------------- 4. PERMITTED USE ---------------- 4.1 You may use the Product to build, deploy, operate, and commercially monetize an unlimited number of Projects and End Applications, including for Clients. 4.2 You may apply your own or your Client's branding to End Applications (white-labeling), provided you comply with Section 10 (Trademarks). 4.3 Where you deliver or assign a Project to a single Client, you may deliver the application-specific code of that Project, provided that (a) the Client does not thereby receive any right to reuse the Product, the Source Code, or any modified or derivative form of the Product as a boilerplate, template, starter kit, framework, or development foundation for any other project; and (b) the Client is bound by written terms no less protective of the Licensor than this Agreement. Any independent reuse of the Product by a Client as a development foundation requires the Client to obtain its own license. -------------------------------------------------------------------------------- 5. RESTRICTIONS AND PROHIBITED CONDUCT -------------------------------------- You shall not, and shall not permit, enable, or assist any third party to, directly or indirectly: 5.1 Distribute the foundation. Sell, resell, license, sublicense, rent, lease, lend, publish, share, transfer, disclose, or otherwise make available the Product, the Source Code, or any modified, derivative, repackaged, or substantially similar version of the Product — whether for free or for a fee — to any third party, in any form in which it could be used as a boilerplate, template, starter kit, framework, SDK, component library, or development foundation. This is the central restriction of this Agreement. 5.2 Compete. Use the Product, in whole or in part, to create, market, or distribute any product that competes with the Product, including any other boilerplate, starter kit, template, or code-foundation product. 5.3 Publicly post. Publish, upload, mirror, or store the Source Code (in original or modified form) in any public or third-party-accessible repository, registry, package, dataset, forum, or location. 5.4 Train models. Use the Product, the Source Code, or the Documentation, in whole or in part, as training data, fine-tuning data, retrieval material, or input for developing, training, or improving any machine-learning or artificial-intelligence model, system, or dataset. 5.5 Share access. Share, sell, transfer, sublicense, or pool the Authorized Account, access credentials, or download access; or use a single Purchase to provision access for more than one Licensee. 5.6 Remove notices. Remove, alter, obscure, or falsify any copyright, trademark, proprietary, or attribution notice in the Source Code, except to the extent strictly required for legitimate white-labeling of an End Application under Sections 4.2 and 9. 5.7 Circumvent. Misrepresent the source or authorship of the Product, claim authorship of the Product, or take any action inconsistent with the Licensor's ownership. 5.8 Unlawful use. Use the Product in violation of any applicable law, regulation, or third-party right, or in any manner that could expose the Licensor to liability. Each restriction in this Section 5 is a material term. Any breach causes irreparable harm to the Licensor and constitutes grounds for immediate termination under Section 17, in addition to all other remedies. -------------------------------------------------------------------------------- 6. DELIVERY AND ACCESS ---------------------- 6.1 The Product is delivered electronically by providing access through the Authorized Account (for example, by repository access or download). Delivery is deemed complete when access is first made available to the Authorized Account, whether or not you actually download, clone, or use the Product. 6.2 You are solely responsible for safeguarding the Authorized Account and access credentials and for all activity occurring through them. -------------------------------------------------------------------------------- 7. FEES, TAXES, AND PAYMENT --------------------------- 7.1 Fee. The license fee for the Product is USD $499, one-time (the "Fee"), unless a different price is displayed at the point of sale. 7.2 Taxes. The Fee is exclusive of all taxes. You are solely responsible for all value-added tax (VAT), sales, use, goods-and-services, withholding, and similar taxes, duties, and levies of any kind arising from your Purchase or use of the Product, excluding only taxes on the Licensor's net income. If the Licensor is required to collect or remit any such tax, you shall pay it in addition to the Fee. 7.3 Payment. Payment is processed through the Licensor's third-party payment provider. You authorize the charge of the Fee and all applicable taxes. All payments are final except as expressly provided in Section 8. -------------------------------------------------------------------------------- 8. REFUNDS — 14-DAY "NOT AS DESCRIBED" GUARANTEE (SOLE REMEDY) -------------------------------------------------------------- 8.1 Scope. Your sole and exclusive refund right is as follows: if, within fourteen (14) calendar days after delivery under Section 6.1, the Product materially fails to conform to the system expressly described by the Licensor at the point of sale, you may request a full refund of the Fee by written notice to contact@saascornerstone.com describing the material non-conformity in reasonable detail. 8.2 Exclusions. No refund is available, and this guarantee does not apply, where the request: (a) is based on change of mind, buyer's remorse, lack of skill, your own configuration or environment, or your failure to follow the Documentation; (b) concerns features, integrations, or outcomes not expressly described by the Licensor; (c) is made after the 14-day period; or (d) follows your material use of the Product in any Project or End Application that has been deployed, distributed, or delivered to any third party. 8.3 How to request a refund. Send written notice to contact@saascornerstone.com from the email address on your Authorized Account, stating your order number and describing the material non-conformity in reasonable detail. The Licensor will acknowledge your request within two (2) business days and give you a written decision within ten (10) business days of receiving the information needed to assess it. If the Licensor requires further information, it will ask you once and promptly. 8.4 How an approved refund is paid. An approved refund is for the full Fee actually paid, with no administrative deduction, restocking charge, or withholding of payment-processing fees. It is issued to the original payment method, and the Licensor will submit it to its payment provider within five (5) business days of approval. The time for the funds to reach you thereafter is determined by your card issuer or bank and is outside the Licensor's control. If the original payment method is closed or unable to receive the refund, the Licensor will agree a reasonable alternative method with you. 8.5 Currency, taxes, and fees. Refunds are made in the currency of the original payment. Where any tax was collected, it is refunded together with the Fee. The Licensor does not deduct its own payment-processing costs from a refund. Any currency-conversion difference or fee charged by your own bank or card issuer is outside the Licensor's control. 8.6 Duplicate or erroneous purchases. If you purchase the same Product twice for the same Licensee, or a purchase is made in obvious error, the Licensor will refund the surplus Purchase in full on request, without regard to the 14-day period and without regard to the exclusions in Section 8.2. 8.7 Effect of refund (anti-abuse). Upon issuance of any refund, this Agreement and your license terminate automatically and immediately, and the Licensor will revoke the access provisioned to your Authorized Account, including any repository access or download entitlement. You must, within five (5) days, permanently cease all use of the Product, delete and destroy all copies of the Source Code and the Product in your possession or control, and cease all distribution, deployment, and operation of any Project or End Application that incorporates the Product. Retaining, using, or exploiting the Product after a refund constitutes willful infringement of the Licensor's Intellectual Property Rights. 8.8 Sole remedy. The refund right in this Section 8 is your sole and exclusive remedy, and the Licensor's entire liability, with respect to any dissatisfaction with, or non-conformity of, the Product. Nothing in this Section 8 limits any right or remedy you may have that cannot be excluded or limited under applicable mandatory law. -------------------------------------------------------------------------------- 9. INTELLECTUAL PROPERTY AND OWNERSHIP -------------------------------------- 9.1 Ownership of the Product. The Licensor owns and retains all right, title, and interest in and to the Product, the Source Code, and the Documentation, and all Intellectual Property Rights therein. The Product is licensed, not sold. 9.2 Your applications and your modifications. As between you and the Licensor, you own the SaaS applications and other Projects you build with the Product, and any original modifications, extensions, and configurations you create — except for the Product itself and any portion of the Source Code embedded or incorporated in them, which remain the sole property of the Licensor. Your ownership of a Project or modification does not grant you any right to sell, share, sublicense, publish, or otherwise distribute the Product, the Source Code, or any modified, derivative, or repackaged form of the Product as a boilerplate, template, starter kit, framework, or development foundation, which remains prohibited under Section 5. 9.3 Feedback. Any feedback, suggestion, or idea you provide regarding the Product is provided without restriction, and you hereby assign it, and all Intellectual Property Rights therein, to the Licensor, who may use it for any purpose without obligation or compensation to you. 9.4 Reservation. All rights not expressly granted are reserved to the Licensor. -------------------------------------------------------------------------------- 10. TRADEMARKS -------------- 10.1 "Cornerstone," the Cornerstone logo, and all related names and marks are trademarks of the Licensor (whether registered or unregistered). Nothing in this Agreement grants you any right in the Licensor's trademarks. 10.2 You shall not use the Licensor's trademarks to market, brand, or promote your Projects, End Applications, or any product or service. End Applications must be fully white-labeled such that the "Cornerstone" name and marks are not exposed to your Clients or End Users. 10.3 You shall not represent yourself as the Licensor, as Cornerstone, or as affiliated with, endorsed by, or sponsored by the Licensor. -------------------------------------------------------------------------------- 11. THIRD-PARTY AND OPEN-SOURCE COMPONENTS ------------------------------------------ 11.1 The Product incorporates third-party and open-source software components, each of which is licensed to you under its own license terms, not under this Agreement. You are solely responsible for identifying and complying with all such third-party and open-source license terms. 11.2 The Licensor makes no representation or warranty regarding any third-party or open-source component and shall have no liability arising from them. As between you and the Licensor, third-party components are provided "AS IS." -------------------------------------------------------------------------------- 12. LICENSEE RESPONSIBILITY FOR PROJECTS AND END APPLICATIONS ------------------------------------------------------------- 12.1 You are solely and exclusively responsible for your Projects and End Applications, including their security, configuration, deployment, operation, content, lawfulness, and fitness for any purpose, and for all compliance with applicable laws and regulations (including data-protection, privacy, consumer, payment, and security laws such as the GDPR and equivalents). 12.2 The Product is a development foundation only. The Licensor does not operate, host, secure, or control your Projects, End Applications, or the data processed by them, and assumes no responsibility or liability for them, for any breach, vulnerability, data loss, or incident affecting them, or for your relationships with your Clients and End Users. -------------------------------------------------------------------------------- 13. CONFIDENTIALITY ------------------- 13.1 The Source Code is the confidential information and trade secret of the Licensor. You shall protect it using at least reasonable care, shall not disclose it except to your employees and contractors who need access to build your Projects and who are bound by confidentiality obligations no less protective than this Section, and shall not use it except as permitted by this Agreement. -------------------------------------------------------------------------------- 14. WARRANTY DISCLAIMER ----------------------- 14.1 TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE PRODUCT, SOURCE CODE, DOCUMENTATION, UPDATES, AND ANY SUPPORT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. 14.2 THE LICENSOR EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, SECURITY, AND ANY WARRANTY THAT THE PRODUCT WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF HARMFUL COMPONENTS. 14.3 NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY THE LICENSOR CREATES ANY WARRANTY. YOU ASSUME THE ENTIRE RISK AS TO THE RESULTS, PERFORMANCE, SELECTION, AND USE OF THE PRODUCT. 14.4 Some jurisdictions do not allow the exclusion of certain implied warranties; in such jurisdictions, the foregoing exclusions apply to the fullest extent permitted, and any warranty implied by law that cannot be excluded is limited in duration to thirty (30) days from delivery and, at the Licensor's option, discharged by re-delivery of the Product or refund of the Fee. -------------------------------------------------------------------------------- 15. LIMITATION OF LIABILITY --------------------------- 15.1 TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE LICENSOR BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS, GOODWILL, DATA, OR ANTICIPATED SAVINGS, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO THIS AGREEMENT OR THE PRODUCT, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. 15.2 TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE LICENSOR'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THIS AGREEMENT AND THE PRODUCT SHALL NOT EXCEED THE TOTAL FEE ACTUALLY PAID BY YOU TO THE LICENSOR FOR THE PRODUCT. 15.3 The limitations in this Section 15 apply notwithstanding any failure of the essential purpose of any limited remedy and are fundamental elements of the basis of the bargain between the parties. 15.4 Nothing in this Agreement excludes or limits liability that cannot be excluded or limited under applicable mandatory law. -------------------------------------------------------------------------------- 16. INDEMNIFICATION ------------------- 16.1 You shall defend, indemnify, and hold harmless the Licensor and its owner, affiliates, agents, and representatives from and against all claims, demands, actions, damages, losses, liabilities, penalties, costs, and expenses (including reasonable legal fees) arising out of or related to: (a) your Projects, End Applications, and use of the Product; (b) your breach of this Agreement; (c) your violation of any law or third-party right; (d) any claim by your Clients or End Users; and (e) any data, security, or privacy incident affecting your Projects or End Applications. 16.2 The Licensor may, at its option, participate in the defense with counsel of its choice at your expense. You shall not settle any matter in a manner that imposes any obligation or admission on the Licensor without the Licensor's prior written consent. -------------------------------------------------------------------------------- 17. TERM AND TERMINATION ------------------------ 17.1 Term. This Agreement takes effect upon the earliest of your Purchase, download, access, or use of the Product, and continues until terminated. 17.2 Termination by the Licensor. The Licensor may terminate this Agreement and your license immediately and without notice if you breach any provision of Section 5 (Restrictions), Section 13 (Confidentiality), or Section 18 (Chargebacks), or if you infringe the Licensor's Intellectual Property Rights. For any other breach, the Licensor will give you written notice and a period of fourteen (14) days to cure, and may terminate only if the breach is not cured within that period. 17.3 Effect of termination. Upon termination, all rights and licenses granted to you cease immediately. You shall, within five (5) days, permanently cease all use of the Product, delete and destroy all copies of the Source Code and the Product in your possession or control, and, upon request, certify such destruction in writing. Termination does not entitle you to any refund. 17.4 Survival. Sections 1, 2.3, 3, 5, 7, 8.7, 8.8, 9, 10, 11, 12, 13, 14, 15, 16, 17.3, 17.4, 18, 19, 20, and 21 survive termination. -------------------------------------------------------------------------------- 18. CHARGEBACKS AND PAYMENT DISPUTES ------------------------------------ 18.1 Initiating a chargeback, payment reversal, or payment dispute in respect of the Fee, otherwise than through the refund process in Section 8, constitutes a material breach of this Agreement and results in automatic and immediate termination of your license under Section 17, with the consequences in Section 17.3. 18.2 You shall reimburse the Licensor for all costs, fees, and penalties incurred in connection with any chargeback or payment dispute that is resolved in the Licensor's favor. 18.3 Nothing in this Section limits your rights against your card issuer. This Section does not, and is not intended to, waive, restrict, or override any right you hold under the rules of your payment card network or under applicable law. It governs only the status of your license under this Agreement. The Licensor asks that you contact it at contact@saascornerstone.com before initiating a dispute, so that the matter can be resolved directly. -------------------------------------------------------------------------------- 19. EXPORT, SANCTIONS, AND COMPLIANCE ------------------------------------- 19.1 You represent and warrant that you are not located in, organized under the laws of, or ordinarily resident in any country or territory subject to comprehensive sanctions, and that you are not a person or entity identified on any applicable restricted-party or sanctions list. You shall comply with all applicable export-control, sanctions, and anti-corruption laws and shall not use or transfer the Product in violation of them. -------------------------------------------------------------------------------- 20. GOVERNING LAW AND DISPUTE RESOLUTION ---------------------------------------- 20.1 Governing law. This Agreement and any dispute arising out of or related to it or the Product are governed by the laws of Lebanon, without regard to its conflict-of-laws rules. The United Nations Convention on Contracts for the International Sale of Goods does not apply. 20.2 Binding arbitration. Except as provided in Section 20.5, any dispute, claim, or controversy arising out of or relating to this Agreement or the Product (a "Dispute") shall be resolved exclusively by final and binding arbitration seated in Beirut, Lebanon, conducted in English, before a single arbitrator, in accordance with the arbitration law of Lebanon. Judgment on the award may be entered in any court of competent jurisdiction, and the award shall be enforceable internationally under the 1958 New York Convention. (a) Proportionate procedure. Where the total amount in dispute does not exceed USD $10,000, the arbitration shall, at your election, be conducted remotely and on documents only, without any requirement for you to travel or appear in person, and the Licensor shall bear the arbitrator's fees and administrative costs of that arbitration. (b) Small claims. Either party may instead bring an individual claim in a small-claims court of competent jurisdiction, and this Section 20 does not prevent that. 20.3 Class-action and jury waiver. All Disputes shall be brought solely in your individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person's claims or preside over any form of representative or class proceeding. To the extent permitted by law, you waive any right to a jury trial and any right to participate in a class or representative action. 20.4 Costs; limitation period. Each party shall bear its own costs and legal fees in any Dispute, except that the arbitrator may award costs and reasonable legal fees to the prevailing party, whichever party that is. Any Dispute must be commenced within one (1) year after the claim arose, or it is permanently barred, except where a longer period is mandatory under applicable law. 20.5 Licensor's reserved remedies. Notwithstanding the foregoing, the Licensor may, at its sole option, bring an action for unpaid Fees or for actual or threatened infringement, misappropriation, or violation of its Intellectual Property Rights or Section 5 (Restrictions), and seek injunctive or equitable relief, in any court of competent jurisdiction, without posting bond and without the requirement of arbitration. 20.6 Confidentiality of proceedings. The existence and content of any Dispute and arbitration shall be kept confidential by the parties. 20.7 Court fallback. If, for any reason, a Dispute is found non-arbitrable or the arbitration agreement in this Section 20 is held invalid or unenforceable, that Dispute shall be subject to the exclusive jurisdiction of the competent courts of Lebanon. You irrevocably submit to the personal jurisdiction and venue of those courts and waive any objection based on inconvenient forum or otherwise. This Section 20.7 does not limit the Licensor's rights under Section 20.5. -------------------------------------------------------------------------------- 21. GENERAL ----------- 21.1 Entire agreement. This Agreement is the entire agreement between the parties regarding the Product and supersedes all prior or contemporaneous understandings, communications, marketing statements, and agreements. In the event of any conflict between this Agreement and any marketing material, this Agreement controls. 21.2 Amendment of terms for future licenses. The Licensor may modify this Agreement for future Purchases at any time by posting an updated version. The version in effect at the time of your Purchase governs your license, except that changes required by law apply to existing licenses to the extent so required. 21.3 Assignment. You may not assign or transfer this Agreement or any rights under it, by operation of law or otherwise, without the Licensor's prior written consent; any attempted assignment in violation of this Section is void. The Licensor may freely assign this Agreement. This Agreement binds and benefits the parties and their permitted successors and assigns. 21.4 Severability. If any provision of this Agreement is held unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or if it cannot be so modified, severed, and the remaining provisions shall remain in full force and effect. The parties intend that each limitation, disclaimer, and restriction be enforced to the maximum extent permitted by law. 21.5 No waiver. No failure or delay by the Licensor in exercising any right is a waiver of that right. No waiver is effective unless in writing and signed by the Licensor. 21.6 No third-party beneficiaries. This Agreement does not confer any rights on any third party. 21.7 Relationship. The parties are independent contractors. This Agreement creates no partnership, joint venture, agency, employment, or fiduciary relationship. 21.8 Force majeure. The Licensor is not liable for any failure or delay resulting from causes beyond its reasonable control. 21.9 Notices. All notices to the Licensor must be sent to contact@saascornerstone.com. Notices to you may be sent to the Authorized Account email and are deemed received when sent. 21.10 Brand name. "Cornerstone" is a brand and product name used by the Licensor; it is not a separate legal entity. Wherever "Cornerstone" is used to identify the seller, licensor, or sender of a communication (including on the website, in emails, receipts, invoices, or on a card statement), it refers to the Licensor, Skiz Creations. This does not change the meaning of "Product" or "Cornerstone" in Section 1.1. 21.11 Headings. Headings are for convenience only and do not affect interpretation. 21.12 Language. This Agreement is drafted in English, which is the controlling language for all purposes. -------------------------------------------------------------------------------- BY PURCHASING, DOWNLOADING, ACCESSING, OR USING THE PRODUCT, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS AGREEMENT. © 2026 Skiz Creations. All rights reserved. Cornerstone is a trademark of Skiz Creations.